Rhode Island Division of Motor Autos has position in counter-terrorism
Beginning on Might 7, the Transportation Safety Administration will implement federal legal guidelines that require flyers to fulfill new identification necessities.
- A reader asks what insurance coverage is required on a automotive stored garaged in Rhode Island whereas the proprietor lives in Florida for the winter.
- Legal responsibility insurance coverage is required when the car is being pushed and never whereas it’s garaged for an prolonged time frame and never being pushed.
Q: I dwell in Florida for the winter. I’ve a automotive in Florida and I depart my Rhode Island car locked in my storage. I wish to cut back the automotive insurance coverage to storage standing, maintain my license plates and simply cut back the quantity of insurance coverage for the three months.
My insurance coverage agent instructed me it could solely value me for complete protection. I requested him if he was certain I did not want to keep up any legal responsibility insurance coverage. He stated it could be three months of whole protection at 70% and I might get a credit score in April. Final 12 months I acquired a credit score instantly. Then he stated I ought to verify with the DMV, and that I would must fill out a kind, however I did not have to try this final 12 months or the 12 months earlier than. I attempted to get a solution from RI DMV.
What insurance coverage do I want to keep up on my automotive to maintain my plates however not pay full protection?
− Sandy P.
A: In case your car isn’t being pushed for an prolonged time frame and the car is to stay registered in Rhode Island, it has to have insurance coverage protection (i.e. seasonal, complete, storage insurance coverage). Legal responsibility insurance coverage is required when the car is being pushed and never whereas it’s garaged for an prolonged time frame and never being pushed.
The DMV web site (dmv.ri.gov) has a bit on the Insurance coverage Verification Program. You’ll find it within the “Adjudication & Suspensions” tab and the “Insurance coverage Verification Program” hyperlink. On this space, you will note data that explains this system for the insured and for the insurance coverage corporations. There’s additionally data on the letters which might be despatched out to confirm somebody’s insurance coverage and what to do should you obtain the letters or your registration is revoked for failure to have insurance coverage.
If a registration revocation discover is generated because of the insurance coverage not being reported or no legal responsibility insurance coverage reported whereas the car isn’t being pushed/garaged, then proof of insurance coverage must be offered to the DMV. The effective for insurance coverage revocation is $252.50 should you pay in individual on the Cranston DMV. Reservations are required to enter the constructing, and data on tips on how to make a reservation could be discovered on the entrance web page of the DMV’s web site. We even have a web based possibility for cost that may be present in our “On-line Providers” tab. It’s the “Insurance coverage Revocation Reinstatement” hyperlink.
Chuck Hollis is assistant administrator of the Rhode Island Division of Motor Autos. Please electronic mail your inquiries to cars@providencejournal.com with “Ask the DMV” within the topic area.
