Rhode Island Division of Motor Autos has position in counter-terrorism
Beginning on Could 7, the Transportation Safety Administration will implement federal legal guidelines that require flyers to fulfill new identification necessities.
- A reader asks what insurance coverage is required on a automotive stored garaged in Rhode Island whereas the proprietor lives in Florida for the winter.
- Legal responsibility insurance coverage is required when the car is being pushed and never whereas it’s garaged for an prolonged time period and never being pushed.
Q: I dwell in Florida for the winter. I’ve a automotive in Florida and I go away my Rhode Island car locked in my storage. I wish to scale back the automotive insurance coverage to storage standing, maintain my license plates and simply scale back the quantity of insurance coverage for the three months.
My insurance coverage agent instructed me it might solely value me for complete protection. I requested him if he was positive I did not want to take care of any legal responsibility insurance coverage. He mentioned it might be three months of whole protection at 70% and I might get a credit score in April. Final yr I bought a credit score instantly. Then he mentioned I ought to examine with the DMV, and that I would have to fill out a kind, however I did not have to do this final yr or the yr earlier than. I attempted to get a solution from RI DMV.
What insurance coverage do I would like to take care of on my automotive to maintain my plates however not pay full protection?
− Sandy P.
A: In case your car isn’t being pushed for an prolonged time period and the car is to stay registered in Rhode Island, it has to have insurance coverage protection (i.e. seasonal, complete, storage insurance coverage). Legal responsibility insurance coverage is required when the car is being pushed and never whereas it’s garaged for an prolonged time period and never being pushed.
The DMV web site (dmv.ri.gov) has a piece on the Insurance coverage Verification Program. You’ll find it within the “Adjudication & Suspensions” tab and the “Insurance coverage Verification Program” hyperlink. On this space, you will note data that explains this system for the insured and for the insurance coverage corporations. There may be additionally data on the letters which might be despatched out to confirm somebody’s insurance coverage and what to do should you obtain the letters or your registration is revoked for failure to have insurance coverage.
If a registration revocation discover is generated because of the insurance coverage not being reported or no legal responsibility insurance coverage reported whereas the car isn’t being pushed/garaged, then proof of insurance coverage must be supplied to the DMV. The tremendous for insurance coverage revocation is $252.50 should you pay in individual on the Cranston DMV. Reservations are required to enter the constructing, and knowledge on the right way to make a reservation could be discovered on the entrance web page of the DMV’s web site. We even have a web based possibility for fee that may be present in our “On-line Companies” tab. It’s the “Insurance coverage Revocation Reinstatement” hyperlink.
Chuck Hollis is assistant administrator of the Rhode Island Division of Motor Autos. Please electronic mail your inquiries to cars@providencejournal.com with “Ask the DMV” within the topic subject.
