Rhode Island Division of Motor Autos has position in counter-terrorism
Beginning on Could 7, the Transportation Safety Administration will implement federal legal guidelines that require flyers to fulfill new identification necessities.
- A reader asks what insurance coverage is required on a automotive stored garaged in Rhode Island whereas the proprietor lives in Florida for the winter.
- Legal responsibility insurance coverage is required when the automobile is being pushed and never whereas it’s garaged for an prolonged time period and never being pushed.
Q: I stay in Florida for the winter. I’ve a automotive in Florida and I depart my Rhode Island automobile locked in my storage. I need to cut back the automotive insurance coverage to storage standing, preserve my license plates and simply cut back the quantity of insurance coverage for the three months.
My insurance coverage agent advised me it will solely value me for complete protection. I requested him if he was certain I did not want to keep up any legal responsibility insurance coverage. He mentioned it will be three months of whole protection at 70% and I’d get a credit score in April. Final yr I bought a credit score instantly. Then he mentioned I ought to examine with the DMV, and that I would must fill out a kind, however I did not have to do this final yr or the yr earlier than. I attempted to get a solution from RI DMV.
What insurance coverage do I want to keep up on my automotive to maintain my plates however not pay full protection?
− Sandy P.
A: In case your automobile shouldn’t be being pushed for an prolonged time period and the automobile is to stay registered in Rhode Island, it has to have insurance coverage protection (i.e. seasonal, complete, storage insurance coverage). Legal responsibility insurance coverage is required when the automobile is being pushed and never whereas it’s garaged for an prolonged time period and never being pushed.
The DMV web site (dmv.ri.gov) has a piece on the Insurance coverage Verification Program. You will discover it within the “Adjudication & Suspensions” tab and the “Insurance coverage Verification Program” hyperlink. On this space, you will notice data that explains this system for the insured and for the insurance coverage corporations. There may be additionally data on the letters which are despatched out to confirm somebody’s insurance coverage and what to do when you obtain the letters or your registration is revoked for failure to have insurance coverage.
If a registration revocation discover is generated as a result of insurance coverage not being reported or no legal responsibility insurance coverage reported whereas the automobile shouldn’t be being pushed/garaged, then proof of insurance coverage must be supplied to the DMV. The high quality for insurance coverage revocation is $252.50 when you pay in individual on the Cranston DMV. Reservations are required to enter the constructing, and data on find out how to make a reservation might be discovered on the entrance web page of the DMV’s web site. We even have a web based possibility for cost that may be present in our “On-line Companies” tab. It’s the “Insurance coverage Revocation Reinstatement” hyperlink.
Chuck Hollis is assistant administrator of the Rhode Island Division of Motor Autos. Please electronic mail your inquiries to cars@providencejournal.com with “Ask the DMV” within the topic discipline.
