Rhode Island Division of Motor Automobiles has function in counter-terrorism
Beginning on Could 7, the Transportation Safety Administration will implement federal legal guidelines that require flyers to satisfy new identification necessities.
- A reader asks what insurance coverage is required on a automobile stored garaged in Rhode Island whereas the proprietor lives in Florida for the winter.
- Legal responsibility insurance coverage is required when the car is being pushed and never whereas it’s garaged for an prolonged time frame and never being pushed.
Q: I reside in Florida for the winter. I’ve a automobile in Florida and I go away my Rhode Island car locked in my storage. I wish to scale back the automobile insurance coverage to storage standing, preserve my license plates and simply scale back the quantity of insurance coverage for the three months.
My insurance coverage agent advised me it will solely value me for complete protection. I requested him if he was certain I did not want to keep up any legal responsibility insurance coverage. He mentioned it will be three months of whole protection at 70% and I’d get a credit score in April. Final 12 months I received a credit score instantly. Then he mentioned I ought to examine with the DMV, and that I would must fill out a type, however I did not have to do this final 12 months or the 12 months earlier than. I attempted to get a solution from RI DMV.
What insurance coverage do I want to keep up on my automobile to maintain my plates however not pay full protection?
− Sandy P.
A: In case your car isn’t being pushed for an prolonged time frame and the car is to stay registered in Rhode Island, it has to have insurance coverage protection (i.e. seasonal, complete, storage insurance coverage). Legal responsibility insurance coverage is required when the car is being pushed and never whereas it’s garaged for an prolonged time frame and never being pushed.
The DMV web site (dmv.ri.gov) has a bit on the Insurance coverage Verification Program. You could find it within the “Adjudication & Suspensions” tab and the “Insurance coverage Verification Program” hyperlink. On this space, you will notice info that explains this system for the insured and for the insurance coverage corporations. There’s additionally info on the letters which might be despatched out to confirm somebody’s insurance coverage and what to do for those who obtain the letters or your registration is revoked for failure to have insurance coverage.
If a registration revocation discover is generated as a result of insurance coverage not being reported or no legal responsibility insurance coverage reported whereas the car isn’t being pushed/garaged, then proof of insurance coverage must be offered to the DMV. The positive for insurance coverage revocation is $252.50 for those who pay in individual on the Cranston DMV. Reservations are required to enter the constructing, and data on tips on how to make a reservation might be discovered on the entrance web page of the DMV’s web site. We even have a web-based possibility for cost that may be present in our “On-line Companies” tab. It’s the “Insurance coverage Revocation Reinstatement” hyperlink.
Chuck Hollis is assistant administrator of the Rhode Island Division of Motor Automobiles. Please electronic mail your inquiries to cars@providencejournal.com with “Ask the DMV” within the topic discipline.
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