Keep away from fraudulent gross sales scams with the following pointers:
Watch out for sudden calls. For those who didn’t name them first, the salesperson most likely discovered your info on a mailing listing.
Don’t purchase over the cellphone. The danger of fraud is bigger in the event you purchase insurance coverage over the cellphone or on-line. Cling up on callers if one thing doesn’t sound or really feel proper.
By no means be rushed. Be cautious of affords for a “last-chance deal” or different appeals to make a fast determination. Take your time. If somebody calls, emails, or mails you a proposal, decline it. Subsequent, look it up on-line to see if it’s true and the corporate is actual.
Look ahead to rip-off artists. Be cautious of people that say they’re from Medicare, Social Safety, or any authorities company. Medicare doesn’t make gross sales calls. Additionally, well being plans and annuities are by no means supplied at a reduction or sale value.
Preserve all paperwork and take notes. Preserve any paperwork you get from an insurance coverage firm. Write down the names of individuals you discuss to and particulars of conversations you may have.
Confirm brokers and corporations. Before you purchase insurance coverage, name TDI to ensure the agent and firm are licensed. We are able to additionally let you know an organization’s monetary score. Name our Assist Line at 800-252-3439. You can also name us to report insurance coverage fraud or ask questions on insurance coverage.
A TDI monetary crime investigator helped nab a fraudulent radio host who lured folks into signing over their annuities. Hear extra on our newest Texas Insurance Podcast.
