Mercury Insurance coverage, headquartered in Los Angeles, presents private auto, owners, and renters insurance coverage in a number of states by means of impartial brokers. The agency outlined a number of methods uninsured drivers influence insurance coverage charges. When extra drivers are uninsured, insurance coverage firms face elevated danger as a result of they have to cowl extra accident-related prices. In consequence, insurers elevate charges for all policyholders, even these with clear data, to compensate for the monetary influence.
