Dubai: Senior residents within the UAE can now get a tailor-made well being insurance coverage plan for themselves.
This follows the launch of a brand new plan known as ‘Vibrance Senior’ by Dubai Insurance coverage and Aster DM Healthcare, which declare it’s a first-of-its-kind medical insurance plan to satisfy the wants of senior residents within the UAE.
The plan provides eligible seniors entry to complete medical companies, starting from preventive care to superior therapy, by means of Aster’s community of hospitals, clinics and pharmacies.
What are the premiums?
The Vibrance Senior Dad or mum Plan provides premiums based mostly on the age group of the insured. Topic to medical underwriting, they’re as beneath:
• Seniors aged 65–69: Dh16,693 yearly
• Seniors aged 70–74: Dh22,146 yearly.
• Seniors aged 75–79: Dh27,591 yearly.
The premiums are mentioned to be indicative and topic to underwriting based mostly on the person’s medical historical past.
The plan is dwell and will be bought by means of Dubai Insurance coverage Firm, OrangeCare web site and Slice Of Wellness.
Picture Credit score: Provided
Two plans
The Vibrance Senior Dad or mum Plan provides two plans::
• Plan 1: Contains an annual pharmacy restrict of Dh3,000 with a 20 per cent co-pay.
• Plan 2: Presents an enhanced pharmacy restrict of Dh5,000, additionally with a 20 per cent co-pay.
Each plans provide shared advantages. They embody:
1. Complete protection: Dh150,000 annual most restrict; Full protection for inpatient care, together with surgical procedures, diagnostics, non-public room stays, and post-hospitalisation remedies.
2. Teleconsultation care by way of TruDoc Telehealth: Members can avail the comfort of teleconsultations with DHA-licensed physicians and specialists, making certain they don’t have to go to a physician in individual until mandatory. Referrals for in-person consultations to Aster Clinics and Hospitals, sustaining a seamless expertise.
3. Continual illness administration (CDM): Members identified with persistent situations like diabetes and hypertension are enrolled routinely. Providers embody lab exams, customized well being plans, health steerage, and steady monitoring.
4. At-home well being check-up: Members are entitled to a free full well being screening at residence inside the first 30 days of coverage activation. This proactive measure ensures early detection and higher administration of well being situations.
5. Preventive and wellness care: Vaccinations and screenings for diabetes, most cancers, and different important situations as per DHA pointers.
6. Emergency protection: Speedy care on the nearest emergency facility, with elective switch to Aster Hospitals if required.
7. Added advantages: Treatment residence supply; devoted concierge companies at Aster Clinics, comparable to precedence appointments and unique ready areas.
o Reductions on choose non-covered companies
8. No co-pay for outpatient consultations and medicines: Zero co-pay for teleconsultations and prescribed medicines from the consolation of residence.
9. Face-to-Face consultations: Accessible at Aster Hospitals and Clinics by way of TruDoc referrals, making certain comfort and skilled care.
Challenges confronted by seniors
The Senior Dad or mum plan has been designed to handle the challenges that seniors particularly face in accessing healthcare. It consists of:
• Specialised Continual Illness and Arthritis Care: Seniors obtain care from Aster’s extremely skilled specialists, with companies that cater to their distinctive medical necessities.
• Continual Illness Administration: The plan provides full assist for managing persistent situations, making certain long-term well being and well-being.
• Complete Protection: From preventive screenings to superior tertiary care, Senior Dad or mum covers a variety of companies essential for aged healthcare.
• Dwelling-Primarily based Entry: Sufferers can entry consultations and follow-ups from the consolation of their houses, facilitated by TruDoc’s telehealth platform and My Aster, making certain steady care with out the necessity for journey.
Whereas Dubai Insurance coverage and Aster DM Healthcare lead the initiative, TruDoc will function the telehealth companion, enabling seamless, distant entry to Aster’s huge community of healthcare suppliers.
• Steady monitoring and persistent care: Utilizing the newest expertise, Senior Dad or mum Plan ensures that seniors with persistent situations obtain customized, data-driven care plans that may be accessed and monitored remotely.
• 24/7 Accessibility: Senior residents could have entry to healthcare professionals across the clock, with assist accessible by way of app or telephone.
Complete protection
Abdellatif Abuqurah, CEO at Dubai Insurance coverage, said: “At Dubai Insurance coverage, we perceive the distinctive and evolving healthcare wants of the UAE’s ageing inhabitants. Vibrance Senior is our response to these wants, providing complete protection that ensures seniors entry to the best high quality of care. Our collaboration with Aster DM Healthcare ensures that seniors can entry specialised therapy with ease, empowering them to dwell more healthy, safer lives.”
Alisha Moopen, Managing Director and Group CEO at Aster DM Healthcare, mentioned: “We’re thrilled to companion with Dubai Insurance coverage to introduce Vibrance Senior, a groundbreaking plan that leverages our intensive community of medical services to offer tailor-made look after senior residents.
“From telehealth companies to in-person consultations, this initiative ensures that the aged inhabitants in Dubai obtain the complete spectrum of healthcare companies that they want, supported by Aster’s famend scientific excellence. Our objective is to reinforce the standard of life for seniors within the UAE by providing them probably the most complete and accessible healthcare options accessible.”
