Massachusetts to Hike Some Obligatory Auto Insurance coverage Protection Limits in 2025

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Massachusetts Governor Maura Healey just lately signed laws growing the minimal protection limits of auto insurance coverage for some obligatory coverages.

These new limits will apply to insurance policies issued or renewed on or after July 1, 2025:

  • Bodily Harm Protection increases from $20,000 per individual/$40,000 per accident to $25,000 per individual/$50,000 per accident
  • Property Harm Protection will increase from $5,000 to $30,000

The boundaries for the opposite obligatory coverages stay unchanged at:

  • Uninsured Motorist Bodily Harm Protection (UM): $20,000 per individual, $40,000 per accident
  • Private damage Safety (PIP): $8,000 per individual, per accident

Based on an evaluation by MarketWatch, the typical price of full protection within the state has elevated by 8% since 2023. The common price of minimal protection within the state was almost the identical in 2024 as in 2023. The common annual price of minimal legal responsibility automobile insurance coverage in Massachusetts is $759, which is about 13% cheaper than the nationwide common of $869. Full protection prices $2,620 per 12 months on common, which is about 2% under the nationwide common of $2,681 per 12 months, MarketWatch experiences.

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