Throughout America, it’s sign-up season for medical insurance—an opportunity to buy protection that matches your well being and funds wants.
You may have till Jan. 15 to browse insurance coverage choices on HealthCare.gov. Learn extra in our Tips to buying a health plan—and getting what you want.
Warning: You must also look ahead to indicators that one thing won’t be proper.
Some pink flags:
- You get a name from somebody you didn’t contact first. You have to be in command of if you store, what you’re searching for, and who you ask for assist.
- If an agent can’t reply primary questions—corresponding to a plan’s copays, deductible or premium quantities, or offer you particular plan data in writing—that’s a pink flag; and it may be a rip-off.
- In case you really feel pressured to decide to a plan straight away, simply say no. No official plan adjustments its value or different phrases throughout enrollment season.
- In case you see protection that prices far lower than different plans, maintain off. There could also be catches that price you, like fewer advantages. If a deal sounds too good to be true, it in all probability isn’t true.
Hearken to extra on pink flags and inquiries to ask whereas purchasing in our Texas Insurance coverage Podcast.
View podcast Q&A: Can you shop around for health insurance?
