Questioning why you’re paying extra for dwelling or auto protection than your neighbor?
It might need to do with previous insurance coverage claims.
The excellent news is you could get particulars totally free by asking for a report.
What’s the report? It’s the Complete Loss Underwriting Alternate or CLUE report. It exhibits claims filed for properties and vehicles for the previous seven years. Insurance coverage corporations are presupposed to report data based mostly on filed claims, together with:
- Date of loss.
- Loss kind.
- Quantity paid on declare.
How do I get a report? You may get a report on any property you personal by contacting LexisNexis. Click on on “Request a Shopper Disclosure Report.” You possibly can contact LexisNexis to dispute incorrect data within the report or so as to add an evidence.
Should you’re shopping for a house or automotive, you’ll be able to ask the present proprietor for the report.