Texans with flood injury is perhaps questioning if their home-owner insurance policies pay for accommodations, meals, and different bills if they should depart throughout repairs.
When do insurance policies pay for extra residing bills?
Owners and renters insurance policies could cowl extra residing bills in case you can’t keep in your house as a result of it was broken by an occasion that’s coated in your coverage.
For instance, you must transfer out throughout repairs as a result of a twister broken your own home, and your house coverage covers tornadoes.
For those who left your own home due to an influence outage or evacuation – and your house wasn’t broken – your coverage gained’t cowl extra residing bills.
Does my house coverage cowl floods?
Most house insurance policies don’t cowl floods.
Some folks purchase flood insurance coverage by the Nationwide Flood Insurance coverage Program (NFIP). However NFIP insurance policies don’t pay for extra residing bills.
If your house coverage consists of flood protection, it most likely can pay for extra residing bills.
Name your agent or firm to ask in case you have a NFIP flood coverage or have flood protection in your house coverage.
