Residence insurance coverage would possibly cowl canine chunk prices

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Home insurance might cover dog bite costs

A canine chunk bites—with about one in 5 canine bites requiring medical consideration.

In case your canine bites somebody in your property, your householders insurance coverage would possibly assist.

Suggestions:

  • Some insurance policies exclude sure breeds. To make certain, examine your coverage or name your insurance coverage firm.
  • Medical funds protection in your coverage pays the medical payments of individuals harm in your property. It additionally pays for some accidents that occur away from residence, like at a park.
  • You would possibly wish to purchase extra legal responsibility protection by way of an umbrella coverage. A private legal responsibility umbrella coverage helps if your house insurance coverage doesn’t cowl canine chunk accidents or doesn’t pay sufficient. Umbrella protection pays as much as a specific amount (often $1 million or extra) for medical payments, misplaced wages, and lawsuits if somebody sues you.

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