The dispute stemmed from an April 2013 explosion at Exxon’s Beaumont, Texas refinery throughout a upkeep mission. Exxon had contracted Brock Providers, Ltd. to supply scaffolding providers. Beneath the service settlement, Brock was recognized as an unbiased contractor and was required to acquire insurance coverage protection, together with staff’ compensation, employer’s legal responsibility, and business common legal responsibility (CGL) insurance policies naming Exxon as an extra insured. Nonetheless, the contract additionally gave Exxon the choice to obtain these coverages on Brock’s behalf, which it did by means of an Proprietor Managed Insurance coverage Program (OCIP). Exxon procured staff’ compensation and employer’s legal responsibility insurance policies masking Brock and its workers and deducted the insurance coverage price from funds made to Brock.
