Rhode Island Division of Motor Autos has function in counter-terrorism
Beginning on Might 7, the Transportation Safety Administration will implement federal legal guidelines that require flyers to satisfy new identification necessities.
- A reader asks what insurance coverage is required on a automotive saved garaged in Rhode Island whereas the proprietor lives in Florida for the winter.
- Legal responsibility insurance coverage is required when the automobile is being pushed and never whereas it’s garaged for an prolonged time period and never being pushed.
Q: I reside in Florida for the winter. I’ve a automotive in Florida and I go away my Rhode Island automobile locked in my storage. I wish to cut back the automotive insurance coverage to storage standing, hold my license plates and simply cut back the quantity of insurance coverage for the three months.
My insurance coverage agent advised me it will solely price me for complete protection. I requested him if he was positive I did not want to take care of any legal responsibility insurance coverage. He mentioned it will be three months of complete protection at 70% and I might get a credit score in April. Final 12 months I bought a credit score instantly. Then he mentioned I ought to test with the DMV, and that I’d have to fill out a type, however I did not have to try this final 12 months or the 12 months earlier than. I attempted to get a solution from RI DMV.
What insurance coverage do I want to take care of on my automotive to maintain my plates however not pay full protection?
− Sandy P.
A: In case your automobile isn’t being pushed for an prolonged time period and the automobile is to stay registered in Rhode Island, it has to have insurance coverage protection (i.e. seasonal, complete, storage insurance coverage). Legal responsibility insurance coverage is required when the automobile is being pushed and never whereas it’s garaged for an prolonged time period and never being pushed.
The DMV web site (dmv.ri.gov) has a bit on the Insurance coverage Verification Program. You could find it within the “Adjudication & Suspensions” tab and the “Insurance coverage Verification Program” hyperlink. On this space, you will note data that explains this system for the insured and for the insurance coverage firms. There’s additionally data on the letters which might be despatched out to confirm somebody’s insurance coverage and what to do in case you obtain the letters or your registration is revoked for failure to have insurance coverage.
If a registration revocation discover is generated because of the insurance coverage not being reported or no legal responsibility insurance coverage reported whereas the automobile isn’t being pushed/garaged, then proof of insurance coverage must be offered to the DMV. The high quality for insurance coverage revocation is $252.50 in case you pay in particular person on the Cranston DMV. Reservations are required to enter the constructing, and knowledge on learn how to make a reservation might be discovered on the entrance web page of the DMV’s web site. We even have an internet choice for fee that may be present in our “On-line Companies” tab. It’s the “Insurance coverage Revocation Reinstatement” hyperlink.
Chuck Hollis is assistant administrator of the Rhode Island Division of Motor Autos. Please electronic mail your inquiries to cars@providencejournal.com with “Ask the DMV” within the topic discipline.
