Each 43 seconds somebody within the U.S. is concerned in a hit-and-run accident. We hope it by no means occurs to you, however statistics present it’s one thing that sadly occurs lots. So, what are you able to do?
Ensure you have the correct auto protection to restore your automotive.
In Texas, the regulation requires you to have legal responsibility insurance coverage, however that received’t pay to restore your automotive after an accident. Legal responsibility insurance coverage solely pays to restore the opposite individual’s automotive in the event you’re at fault in an accident.
To get your automotive repaired, you’ll want a automotive insurance coverage coverage with collision protection or uninsured/underinsured motorist (UM/UIM) property harm protection. Each pay for automotive repairs after a hit-and-run accident. UM/UIM protection often has a decrease deductible than collision protection and will pay for a rental automotive in the event you want it.
In the event you don’t have collision or UM/UIM protection, take into account asking your agent how a lot they might price so as to add to your coverage. Examine different coverages you may want in our Auto insurance guide.
Additionally learn: Were you in a wreck? Tips for auto insurance claims
