It’s a Californian’s proper to gripe about housing or fuel costs, however maybe much less concerning automotive insurance coverage prices.
NerdWallet decided the typical annual prices of full and minimal automotive insurance coverage for all 50 states, revealing which states have been inexpensive for motorists and which have been much less so.
The nationwide common price for full protection automotive insurance coverage for somebody with a clear driving file and good credit score is $1,765 a yr, according to NerdWallet’s August 2024 rate analysis. The minimal protection prices a mean of $493 a yr. California’s auto insurance coverage charges are available in barely beneath each figures.
As of June 2024, the typical price of automotive insurance coverage had elevated by 20% yr over yr, USA TODAY reported. The rise in worth is because of varied causes, together with excessive restore charges and extreme climate traits.
What does automotive insurance coverage price in California?
In keeping with NerdWallet’s reporting on California insurance coverage prices, the typical price of full protection automotive insurance coverage is $1,622 a yr, whereas the typical price of minimal protection is $462.
Some states akin to California’s charges are:
What’s the most cost-effective automotive insurance coverage in California?
Geico, Grange Insurance coverage Affiliation, Auto Membership of SoCal, Mercury and State Farm provide the most affordable automotive insurance coverage charges for minimal protection for a 35-year-old driver with a clear driving file and good credit score, in keeping with NerdWallet. If that does not sound such as you, NerdWallet additionally broke down costs for drivers of various ages with totally different driving information.
What are the most affordable states for full protection auto insurance coverage?
Wyoming is the most affordable state for full protection auto insurance coverage at $970 a yr, adopted by Vermont at $1,085 a yr and New Hampshire at $1,130 a yr, NerdWallet discovered.
What are the costliest states for full protection auto insurance coverage?
Louisiana motorists pay $3,150 a yr, the best within the nation. Florida and Texas comply with Louisiana on this expensive achievement, at $3,069 and $2,680, respectively, in keeping with NerdWallet.
Paris Barraza is a trending reporter masking California information at The Desert Solar. Attain her at pbarraza@gannett.com. Comply with her on Twitter @ParisBarraza.